Best car insurance for risky drivers

If other auto insurers won't accept you because you've had wrecks or tickets, experts say you might try State Farm. It's the biggest auto insurer in the U.S. and Canada, and although it doesn't offer the lowest prices, reviews say State Farm is more likely to take a chance on a higher-risk driver than a top-rated small car insurance company like Amica Mutual. Unlike Amica and a lot of other insurers, State Farm still works through local agents -- but reviews say some agents are better than others. State Farm gets its share of complaints about poor customer service and wrongfully denied claims. However, it gets better reviews than other mega-insurers like Allstate.

J.D. Power and Associates offers easy-to-read charts showing how State Farm stacks up against more than two dozen other auto insurance companies, based on customer surveys. Consumer Reports conducts its own surveys and puts out a similar chart, but the report is only available in a back issue of the magazine (you can't read it online). The Better Business Bureau and the National Association of Insurance Commissioners evaluate State Farm based on consumer complaints. Epinions.com offers a wealth of consumer reviews, positive and negative. The American Association for Justice, a trial lawyers' group, includes State Farm in a list of America's 10 worst insurance companies– in a study that includes lawsuits and news reports. There are no good insurance companies identified, however, to lend balance to the study.

Dump Truck Insurance

You keep an eye on the weather. You check the overhead clearance. You make sure your dump truck is as level as possible before dumping a load. Your truck is your business — and you need to keep it well maintained. For aggregate haulers with dump trucks, sand and gravel haulers insurance is yet another worry when you've already got enough on your mind.

At Progressive, we work hard to provide the best insurance for sand and gravel haulers because it's not just about protecting you or your dump truck - it's about protecting your business and livelihood, and it’s about peace of mind.

Basic Dump Truck Insurance

If you're an aggregate hauler who is leased to a motor carrier, then your motor carrier may provide Primary Liability Insurance coverage for your dump truck while you're on the job. Likely, you need to find your own Physical Damage Insurance (covering damage to your vehicle) Check out the independent owner operator trucking section to learn about Physical Damage insurance for your dump truck as well as insurance to protect you when you're driving off the clock.

If you're a motor carrier operating under your own authority, then you need full coverage insurance. Check out the motor carrier insurance section to learn about the full range of dump truck insurance coverage that we offer to protect you, your business, and your truck.

Motor Carrier Filings for Dump Truck Operators

If you're a motor carrier, then you operate under your own authority. Motor carriers usually need some type of financial responsibility filing along with commercial truck insurance. Progressive can help you out. When you choose Progressive’s sand and gravel haulers insurance for dump trucks, we'll even file most federal and state filings for you.